Muthoot finance limited annual report

Spreads rose from The business has a long way to go in that respect. Unfortunately Gold prices are not in a secular bull run.

Muthoot finance limited annual report

Terms of reference of the Nomination and Remuneration Committee include the following: The Board carried out annual evaluation of its own performance, its Committees and individual Directors based on criteria and framework adopted by the Board and in accordance with existing regulations.

The details of training, appointment, resignation and retirement of Directors, if any, are dealt with in the report of Corporate Governance. Brief details of profile of each Director appear in Annual Report of the Company. The information pursuant to Section 3 m of the Companies Act, read with the Companies Accounts Rules, is as follows: However, your Company has taken adequate measures for conservation of energy and usage of alternative source of energy, wherever required.

Few of the initiatives taken by the company are as follows: The CBS has been continually updated so as to meet the varied business changes as also to comply with the operational and control requirements.

The disaster recovery DR systems are set up in 1nfopark, Kochi so as to ensure business continuity in case of a major disaster in Data Centre. Online Payment Channel for Customers As one of our digital initiative, the online facility for payment of 1nterest and principal has been widely accepted by the customers.

This has immensely helped the company and the customers during the post-demonetization period. The online channel has become very popular among the customers due to its availability anywhere, on a 24 by 7 basis.

Customers can use any of the multiple options for payment such as Debit card, Direct debit through online banking, Prepaid cards, Mobile wallets, UP1, etc. Also POS machines are enabled in our Branches to enable our customers do cashless transactions. Online Gold Loan OGL Online Gold Loan is a convenient product launched to meet the urgent loan requirement of a customer who can avail of the same anytime, anywhere.

The loan is disbursed on the basis of the value of gold already pledged at the branch. This e-KYC facility available across the Branches is found convenient to customers and helps us in ensuring the authenticity of the KYC data and effective risk management. Multiple local language option also has been made available.

With the degree view of the customers provided by the CRM, we can manage their relationship more effectively. This channels electronic transactions which are repetitive and periodic in nature with a robust, secure and scalable are provided to customers on transaction updates.

API Integrations We have developed a strong AP1 integration platform and integrated more than AP1s for banking segments, money transfer, insurance providers and other external partners.

This has taken care of multiple transaction concurrency and meets the needs of systems integration for other Divisions of the company. Facilitates close monitoring of working status of surveillance devices and has instant data recording facility and playback options.

The Company has received a certificate from the above Auditors to the effect that if they are appointed, it shall be in accordance with the provisions of Section of the Companies Act, The Secretarial Audit report is annexed to this report as Annexure Action taken was prompt following investigation by the 1nternal Complaints Committee.

Evidence was examined and the erring officials were heard. Disciplinary action was initiated based on the Report, against the officials concerned and disciplinary procedures were completed speedily. Your Directors place on record their appreciation of the contribution made by the employees of your Company and its subsidiaries at all levels.

The Board sincerely expresses its gratitude to Reserve Bank of 1ndia, Securities and Exchange Board of 1ndia and Ministry of Corporate Affairs for the guidance and support received from them including officials there at from time to time.M Power Micro Finance Pvt Ltd is a NBFC-MFI, incorporated on 19th November with its registered office situated in Mumbai, Maharashtra.

The company has obtained the RBI license to operate as a Non-Deposit taking Non-Banking Finance Company. Viceroy Hotels Ltd. Stock/Share prices, Viceroy Hotels Ltd. Live BSE/NSE, F&O Quote of Viceroy Hotels Ltd.

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Muthoot finance limited annual report

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